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Dental insurance plans, you pay a premium, may have a copay, a deductible and the insurance pays all or part of your qualified dental expenses, up to a stated maximum directly to the dentist for its share of your dental expenses.
Versus
Dental discount plans differ from dental insurance, you pay a premium, they do not pay any dental expenses for you. Instead, they provide discounted prices from participating dentists.
Generally, no deductibles, no waiting periods, and no annual maximums. Typical discounts range from 10 to 60 percent for normal dental work.
Not able to find a plan through the dental or discount plan quote? Don’t really understand your options? Let’s talk! You have options. Free advising is available for you, it will cost you just a moment of your time.
Vision Insurance helps make vision care more affordable with routine eye exams, eyeglasses, and contact lenses.
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